Interest Earned | 6,744.59 | 6,219.96 | 6,078.36 | 6,023.99 |
Operating Expenses | 6,438.02 | 5,820.20 | 5,639.83 | 5,538.19 |
Operating Profit Before Prov. & Cont. | 1,698.77 | 1,585.69 | 1,431.60 | 1,321.23 |
Provisions & Contingencies | 662.63 | 589.51 | 492.84 | 458.76 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.00 |
Tax | 383.71 | 357.35 | 336.02 | 311.51 |
Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 |
Net Profit | 652.43 | 638.83 | 602.74 | 550.96 |
| | | | |
Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 |
Adjusted Profit After Extra-ordinary item | 652.43 | 638.83 | 602.74 | 550.96 |
| | | | |
EPS (Unit Curr.) | 0.54 | 0.53 | 0.50 | 0.46 |
EPS (Adj) (Unit Curr.) | 0.54 | 0.53 | 0.50 | 0.46 |
Calculated EPS (Unit Curr.) | 0.52 | 0.53 | 0.50 | 0.46 |
Calculated EPS (Adj) (Unit Curr.) | 0.52 | 0.53 | 0.50 | 0.46 |
Calculated EPS (Ann.) (Unit Curr.) | 2.08 | 2.14 | 2.02 | 1.84 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.08 | 2.14 | 2.02 | 1.84 |
Book Value (Unit Curr.) | 17.53 | 16.11 | 15.39 | 14.36 |
Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 |
Equity | 12,539.56 | 11,955.96 | 11,955.96 | 11,955.96 |
Reserve & Surplus | 15,418.44 | 12,403.27 | 12,403.27 | 12,403.27 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 |
| | | | |
Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 |
Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 |
(%) of shares held by GOI | 90.95 | 95.39 | 95.39 | 95.39 |
Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 |
Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 |
Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | |
Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 |
Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 |
Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | |
PBIDTM(%) | 75.35 | 77.79 | 77.60 | 76.91 |
PBDTM(%) | 15.36 | 16.02 | 15.44 | 14.32 |
PATM(%) | 9.67 | 10.27 | 9.92 | 9.15 |
| | | | |
Net Interest Income | 2,698.00 | 2,378.00 | 2,301.00 | 2,254.00 |
Net Interest Margin(%) | 3.00 | 3.17 | 3.10 | 3.09 |
Provision Coverage Ratio(%) | 96.69 | 96.16 | 95.94 | 95.76 |
CASA Ratio(%) | 37.91 | 37.97 | 38.24 | 38.62 |
Capital Adequacy Ratio | 18.49 | 16.25 | 16.84 | 17.09 |
Tier I Capital | 16.37 | 14.17 | 14.60 | 14.75 |
Tier II Capital | 2.12 | 2.08 | 2.24 | 2.34 |
| | | | |
Gross Non Performing Assets | 5,918.54 | 6,081.55 | 6,293.86 | 6,420.12 |
Net Non Performing Assets | 1,068.31 | 1,283.13 | 1,406.44 | 1,473.42 |
(%) Gross Non Performing Assets | 2.69 | 2.91 | 3.18 | 3.32 |
(%) Net Non Performing Assets | 0.50 | 0.63 | 0.73 | 0.78 |
Return on Assets(Annualised) | 0.77 | 0.79 | 0.75 | 0.70 |
Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 |
Current Deposits | 14,325.00 | 12,028.00 | 12,486.00 | 12,074.00 |
Saving Deposits | 90,380.00 | 88,502.00 | 88,447.00 | 86,290.00 |
Term Deposits | 188,837.00 | 179,726.00 | 174,844.00 | 169,791.00 |
Total Deposits | 293,542.00 | 280,256.00 | 275,777.00 | 268,155.00 |
Total Advances | 219,985.00 | 208,655.00 | 197,927.00 | 193,253.00 |
Dividend Per Share(Rs) | 0.00 | 0.00 | 0.00 | 0.00 |
Diluted EPS | 0.54 | 0.53 | 0.50 | 0.46 |
| | | | |